Georgia Appraisal
Service
Middle Georgia's Premier Appraisal Company

 

Real estate appraisal services for homeowners in the city of Hawkinsville and Pulaski County

Here are the top 6 reasons why Georgia homeowners use GA Appraisal Services:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce your mortgage payments
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. In the case of a divorce in the state of Georgia, when property needs to be divided
  6. Settle an estate in Georgia by determining the true market value of a property
Need help determining the price of your home in or near Hawkinsville, Georgia? Contact GA Appraisal Services.

 

At GA Appraisal Services, we understand the unique needs of a homeowner looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at GA Appraisal Services, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value judgement than yours.

 

Challenge property tax assessments

If you live in a region that is going down or not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting a professional appraisal from GA Appraisal Services is your #1 weapon when challenging your property tax assessment.

 

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At GA Appraisal Services, we're experts in helping consumers just like you abolish unwanted and unneeded PMI insurance.

 

HELOC recently frozen?

Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from GA Appraisal Services can help you reinstate your HELOC.